Dial Direct Insurance

Dial Direct is an easy to use direct insurance company offering their clients many options to choose from to meet their particular needs.  Their online quote system is easy to use and puts the user in control of exactly what they want to insure and be covered for.

Dial Direct Insurance offers motor and household insurance direct to the public.  Our emphasis has always been on super-low premiums, unbelievable rewards and super service. Dial Direct entered the South African short-term insurance market in 2003, is known for cutting out the middleman and occupies a unique position in the marketplace as a consumer hero.


Cutting out the middleman

We offer the consumer the opportunity to deal directly with their insurer – whether over the internet or via our state of the art call centre, thus affording customers personal control of their short-term insurance needs. Our advanced technology and call centre systems ensure prompt answering of sales enquiries over the telephone and unrivalled turnaround times when it comes to policy administration and claims processing.

International backing

Dial Direct has the backing of holding company, Dial Direct UK, an established, reputable player in the European market for almost a decade.  This international expertise enables Dial Direct to offer South Africans an international standard of insurance, with a nationwide, South African infrastructure.  It also allows Dial Direct to constantly keep abreast of trends abroad, bringing regular product innovations to the South African market.

Simple Smart Bonus


Dial Direct offers a ‘Simple Smart Bonus ’ which allows a policy holder to enjoy the return of their entire first years’ premiums after four consecutive, claim free years or 25 % of all premiums paid over four years, whichever is the lesser.  Independent Research has found that the Simple Smart Bonus is the most preferred bonus of any offered in the short-term insurance industry.

SA Cash Loans

SA Cash Loans offers you fast cash, particularly if you’re blacklisted. You can get a personal loan from R500 to R150 000 with periods of 60 months to repay. With SA Cash Loans, you must be permanently employed for at least 3 months with a minimum gross monthly income of R3000.

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Visit www.sacashloans.co.za or 021 858 1788 also visit www.lctfinance.co.za

Nedbank Dezign Student Credit Card

A Nedbank Dezign Student Credit Card is offered exclusively to students and the benefits are adjusted accordingly.  The payments can be spread over time and the monthly fee is a mere R5.  There is no annual service fee, no transaction fees for purchases, 55 days interest-free credit on purchases and one of the main benefits would be that you start building a good credit record for yourself if you use this card correctly and wisely.


  • Interest free credit – receive up to 55 days interest free credit on purchases provided that the full outstanding balance is paid by the payment due date
  • No transaction fee  – place regular payments on a Nedbank credit card – there is NO transaction fee (with the exception of the 20c government levy)
  • Instant source of funds  -A Nedbank credit card is an instant source of funds in case of an emergency
  • World wide acceptance at over 25 million merchants
  • The opportunity to build a credit record with Nedbank Ltd
  • A detailed monthly statement that allows you to monitor all your transactions
  • Accepted by millions of merchants, locally and abroad
  • Flexible repayment options that let you decide how much you wish to pay off each mont

Real People Home Improvement Loan

Real People have developed a home improvement loan which helps you to make the improvements that you want. Loans – from R1000 up to R100 000 with flexible repayment periods of up to 48 months. It comes with Credit life insurance which covers you in case of death, disability and retrenchment.


  • You choose where you want to purchase your home improvement materials from any one of our many participating stores countrywide
  • Once your loan is approved, your materials are delivered to your selected address and you can start enjoying the process of transforming your home into what you want it to be!

You can use your loan to make home improvements of your choice, for example, buying building material which includes, but is not limited to:

  • Bricks and Cement
  • Roofing material
  • Plumbing Material
  • Doors and window frames
  • Fencing and burglar gates
  • Any materials you might need to make alterations or improvements to your home

Real People has agreed with a wide range of participating retail hardware stores to give you the convenience of buying home improvement materials at a store closest to you. You can choose to visit any of our participating stores:

1. Build it
2. Builders Warehouse
3. Builders Express
4. Builders Trade Depot
5. Essential Hardware
6. Hardware Warehouse
8. Buffalo Timber and Hardware
9. DIY Depot
10. P&L Hardware
11. Lumber City
12. SA Timber
13. MICA
14. Boxer Build
15. National Tile Traders
16. Laduma Hardware
17. TWK
18. Build and Save
19. ALS Hardware
20. Timber City
21. GWK

Visit www.forrealpeople.co.za and get pre-approved* for your loan


AproFIN provides professional and personalised processing of applications in the Micro Finance Industry in South Africa. We do not only rely on standard systems to establish and secure your loan, but go the extra mile to ensure you have the best opportunity available to having your personal, business or alternative loan approved.

Blacklisted and need a loan?

Bad Credit record? You CAN still qualify.

AproFIN understands that borrowing money has an effect on the economies of both the home and business. To ensure your loan application is processed to suit your needs we have

Friendly and professional staff to assist with any queries :you may have
Being NCR registered gives our clients the assurance that AproFIN works within regulated structures
Online applications to save you time
A free, no obligation quote (in accordance with the National Credit Act No. 34 of 2005)
Small / Short Term Loans

Loans of Up to R10 000
0 – 12 months to pay
Poor credit record welcome and fast approval of loans
Cellular (cellphone) Contracts

Top up contracts with free monthly airtime
All the latest handsets available
You control your spending
No more high monthly bills
Poor credit record welcome and fast approval
If you are struggling to get a cellphone contract, apply with us and we’ll put our plan into place for you.

AproFIN concerns itself with the best interests of your future and our first advice to you if you are a blacklisted loan seeker, is to attempt to find an alternative means to clear your name before lending money, however;

AproFIN seeks out alternative methods and systems to qualify your loan.

Contact AproFIN

Tel: 012 546 5747 Mobile: 082 641 4792

Fax: 086 714 3824 Send AproFIN an Email

How to buy airtime online with Capitec Bank

We know that you’re pressed for time and don’t always have a free moment to come in and see us. Mobile Banking offers easier and more convenient ways to manage your money and transact on your account, any time or place using your cellphone.

If you’ve already registered for Mobile Banking, dial *120*3279# to access this service. If you’re out of airtime, simply dial *130*3279# to top up your cellphone free of charge

Bridge Loans

Bridge Loans has a variety of Personal Loans from R500 to R20,000 with repayments between 30 days to 36 months to suit your individual needs. We are a responsible lender who believes everyone deserves a second chance and should have access to personal Loans when needed.

We know how difficult it can be to get access to personal loans in a short amount of time for things that are hard to budget for like car repairs, second car, white goods, rental bond, school fees, medical expenses, funeral expenses, holidays, gifts, furniture and other things.

If you are having difficulty getting a loan due to past history, have a minor default or simply need fast cash, Money3 will do it’s best to assist you. We focus on your ability to repay, customising easy and affordable repayments that suits you.

National Student Financial Aid Scheme (NSFAS) loan

If you are a South African citizen you may be eligible for a National Student Financial Aid Scheme (NSFAS) loan for study at one of the country’s public higher education institutions. The NSFAS, a statutory body funded by the Department of Education, provides study loans to academically able but financially needy students.

Much of an NSFAS loan can be converted into a bursary, which does not then need to be repaid, depending on one’s academic progress. A 100% pass rate would result in a 40% bursary rebate on an NSFAS loan.

The size of the initial NSFAS loan ranges from R2 000 to R30 000. You should apply at your university’s financial aid office. (See the list of university websites on the right.)

Bruma Finance Personal Loans

You never know when you may need a little extra finance. Life is unpredictable that way. Be it the cost of education, a coat of new paint, a wedding or even a funeral. Sometimes the financial burden just seems endless. It is for this reason that we at Bruma Finance go out of our way to assist our clients and lighten the load as best as we can.

For your convenience, they offer personal loans at affordable rates from R1000 – R15000 over six to eighteen month periods. They know the urgency of your application and pride ourselves on our same day response turnaround time. The best part is, once paid out, the money is yours to spend as and when you need it.

Bruma Finance has been providing credit to South Africans since 1997. From the start we realised that our clients are the heart of our business. Since inception, our main focus has been to put our clients first ensuring that our clients get the credit that they deserve. In an ever expanding market we have differentiated ourselves by building our business on a foundation of trust, honesty and integrity. Our ethos has ensured that our loyal customer base has and continues to grow month on month.