ABSA Personal Loan

ABSA Personal Loan is the convenient with lower interest rate, Absa personal loans are flexible: you can borrow from R3 000 to R150 000, and affordable repayment periods range from 12 to 84 months. Whether you want to give your lifestyle a boost or have an unexpected expense to deal with, a Personal Loan from Absa is the cost-effective way of making it happen.

A Personal Loan is an excellent way of financing a planned or unplanned event. You enjoy immediate access to the entire loan amount and can negotiate repayment terms to suit your needs and budget.
For personal loans taken over 12 months or more, customers with up-to-date accounts will receive a 1% refund of the original loan value back into their loan account on the anniversary of the initial loan payout date.

Applying for a personal loan is quick and easy!

If you are an existing Absa customer, all you need to do is logon to your Internet Banking, click on “Apply” on the top tabbed navigation, and select “Personal Loan” from the menu that appears on the page. Simply enter your requirements, and you could have the money in your account in less than 10 minutes!

If you are a new Absa customer, all you need to do is apply online and complete the quick and easy form, or visit your nearest branch.


ABSA Express Loan

Whether you need that extra money for an emergency or for your child’s tuition, ABSA Express Loan is at your disposal. You can have instant cash in your bank account when you need it the most. An Absa Express Loan gives you access to a short-term loan from R1 500 up to R8 000 over a repayment term of 1, 3 or 6 months.

You qualify for an ABSA Express Loan if :

  • Earn a minimum income of R1 500 per month
  •  Have a bank account into which your salary is deposited
  • Are a South African citizen
  • Have proof of your current residential address, such as a municipality or rates bil
  • You may contact ABSA at 0860 100 372 or visit your nearest branch now. They will be happy to hear from you and offer the right solution for your requirements.

You Get the following:
– Affordable Credit Protection Plan to settle the outstanding balance in the case of death, disability or retrenchment
– Easy payments can be made by debit order
– Interest is calculated up-front, and charged monthly as a part of the instalment
– No early settlement penalties for early repayment
– A loan with a roll-over ability, so you can take up another loan if the first loan is completely repaid
With an ABSA Express Loan, you will have peace of mind and flexibility with your finances.


Absa Express Loan, the perfect solution in an emergency, between R1 500 to R8 000, with a repayment term of 1 to 6 months. Once paid off, an existing Express Loan can be re-applied for, using Cellphone Banking.
With ample consideration to client requirements, Absa Express Loans for South African citizens are designed with adequate flexibility. Anyone with a salary bank account with monthly credit of R1,500 or more and residential proof of their current address qualifies for Absa Express Loans.
Absa Express Loans come with an affordable Credit Protection Plan that helps one clear his loan in case of retrenchment, disability or loss of life. No penalty is levied for early repayment and interest is calculated upfront. You can pay interests monthly and also repay through easy instalments via debit order. Try the Absa Express Roll-Over Loan if you feel the need to have some money after repaying the first loan.



Absa offers all its customers the easiers way to apply for a quick loan, the absa instant atm loan where you can get a loan through any absa atm around south africa.

With the absa instant atm loan you will get your money in 10 min after you have applied at the atm, the money is deposited dirrectly to your absa bank account.

To qualify for the absa instant atm loan these are the criteria that you need to meet:

  • You need to have a minimum monthly income of R3 000 and a good credit record
  • You must have an Absa Bank current account.
  • You must have a valid ID (as a South African citizen) or passport number (as a temporary citizen)
  • If you are married in community of property, you need your spouse’s consent to apply