Tag Archives: AFRICAN BANK

Real People Loans

Real People Financial services give you money when you need it, they offer a variate of financial solutions that will turn your life instantly, you can get a Real people loan which is a Fixed Asset Loan this loan is used to finance fixed assets such as equipment or machinery to help your business grow and become more profitable.

Or you can get a Working Capital Loan: This loan is used to inject working capital for business expansion. Finance your stock or debtors and take your business to the next level with a Working Capital Loan from Real People.

African Bank Visa Blue Credit Card

Discover the simplest, most convenient way to pay, day or night, 365 days a year. With card limits set at a maximum of R20,000, African Bank’s Visa Blue Credit Card is perfect for those who want the freedom of a credit card, without the risk of their spending getting out of control.
Now you don’t need to carry cash. You can use your card wherever you see the Visa logo. At shops, stores, fast food outlets and places of business around the country.

  • Instant Issue
  • Up to 60 days interest free credit
  • Security – there’s no need to carry cash
  • Free airtime purchases using Cellphone Services – access your account information and buy airtime using your African Bank credit card. You don’t need airtime to use the service.

InSeconds by African Bank

Real People Loans

The personal finance division offers a broad range of credit products to individuals. Ranging from emergency financial needs to planned purchases of larger items. Real People will aid in structuring the ideal credit solution for you.

Real People Personal Finance products comprise of the following:

  • Various Finance options with flexible repayment periods
  • No security is required
  • Your credit profile and affordability determines your qualifying amount
  • Loans are granted through our branch network or via our client care centre
  • All products are priced and structured according to the National Credit Act
  • Quick approvals and immediate payouts upon approval.

FNB EASY LOAN

FNB offer you the most affordable loan across all South African banks, and easy loan is very easy to apply for and is from R250 to R60 000 paid out within 10 minutes. Easy repayment period of 1 – 60 months, Loan insurance cover – in the event of death, retrenchment, dread disease as well as permanent disability, Weekly/ fortnightly earners do qualify for Easy Loans

Documents required

  • Valid South African green bar coded ID or passport
  • 1 month’s payslip if you are paid monthly/ two for fortnightly paid/ four for weekly paid
  • 3 months bank statement for non-FNB customers
  • Proof that you have been employed for at least 6 months

 

Qualification criteria

  • Aged between 18 and 63 years old
  • Have an active bank account for at least 3 months
  • If you have more than R750 left after paying all your bills, you can apply for a personal loan