Get money quickly when you apply for a Capitec loan, Capitec Bank offers loans of up to R230 000 cash over 2–84 months, apply to day for a loan and be approved in minutes, cash available immediately amount based on your credit profile and affordability fixed monthly repayments, consolidate all your existing loans for easier monthly repayments
Free retrenchment and death cover.
For loans 6 months and longer, your outstanding balance will be paid in full, if you’re retrenched when the loan is less than 3 months old, 50% of your loan will be covered, we pay for this cover and the money will be paid to us to settle your outstanding debt.
Capitect Bank also offers a multi loan which is a monthly loan for your daily needs or emergencies, reviewed every 12 months at a branch, get up to R4 000 in minutes, any time or place transfer money to your transaction/savings account using our ATMs, Mobile Banking or Internet Banking, interest and fees only charged on money transferred repayable in full each month.
Individuals who are self-employed and who determine their own salary and payment date do not fall in line with our credit-granting policy. When applying for credit, please ensure you have the following documents at hand:
- Identification document
- Original proof of residential address (any of the approved documents in your name with your street address)
- Latest salary slip
- 3-month bank statement
Capitec Contact Details
0860 00 37 83
0860 11 11 43 | +27 21 941 0790